New NISA: Why Everyone Is Investing and How to Find Money to Start
The tax-free investment system is permanent. Are you ready for it?
Since the 2024 reform, the "New NISA" has become the most powerful tool for building wealth in Japan. With higher annual limits and unlimited tax exemption periods, foreigners in Japan have a unique opportunity to prepare for retirement.
Don't Invest If You Are in the Red
The biggest mistake is starting to invest in NISA while still carrying credit card debt or lacking an emergency fund. NISA is for the long term; it won't save your bills next month.
Finding the "Spare" Cash to Invest
To do Tsumitate (constant monthly investment), you need positive, predictable cash flow. If you don't know how much you have left over every month, you can't commit to an automatic investment.
The AI Kakeibo Solution
Before opening your brokerage account, do a financial check-up with AI Kakeibo. The app identifies unnecessary expenses that can be turned into monthly NISA contributions. Turn your daily coffee into future dividends.